Personal Finance

One Money Design is a personal finance blog that exists to help people make progress along their journey to true financial freedom and become more generous with their time and money!

How Much Salary Should a Stay at Home Mom Earn?
How Much Salary Should a Stay at Home Mom Earn?
My wife, Tracy, recently went out of town for a few days. This left me in charge of our two daughters – Ava, age 6, and Ella, 3. I know how hard...
Why is Education So Important?
Why is Education So Important?
The most recent data shows that the unemployment rate for July was 9.1%. Analyzing this figure with some detail will show that this is not as high as it seems for those with a college degree...
5 Myths of Entrepreneurs
5 Myths of Entrepreneurs
As most of us know, times are tough for many right now. Even those in “safer” professions...
Is it Time to Raise the Minimum Wage?
Is it Time to Raise the Minimum Wage?
I have to begin this post by saying that I have not always been a proponent of raising the minimum wage...
How to Make Money Recycling!
How to Make Money Recycling!
Everyone in my neighborhood knows that if they have anything (I mean anything) made of metal that they want to get rid of, it’s easy. Broken bike...
Middle Class America Disappearing?
Middle Class America Disappearing?
As some of you probably can guess from some of my posts, I usually lean to being more conservative than liberal. I try to see things from both sides but my beliefs usually align more to the right. Saying that...
How to Get Fit and Healthy on a Budget
How to Get Fit and Healthy on a Budget
It’s a new year. How to get healthy on a budget is on everyone’s mind. Before you join a fancy gym or go for an expensive fad diet, get a little inspiration for
Home Maintenance Tips that Save Money
Home Maintenance Tips that Save Money
When quality declines and prices rise, home maintenance tips become very valuable. Easy household maintenance tips can save you lots of money on costly repairs and replacements
Rising Share of Americans See Conflict Between Rich and Poor
Rising Share of Americans See Conflict Between Rich and Poor
Even though most of the Occupy Wall Street protests have died down, the conflict between the rich and poor has not gone away. A new Pew Research Center survey
How to Get the Best Deals Online and Stay Safe on Cyber Monday
How to Get the Best Deals Online and Stay Safe on Cyber Monday
If Black Friday isn’t your thing you might consider Cyber Monday. According to Wikipedia, Cyber Monday is the first Monday following black Friday and was created by companies to encourage people to shop online. In 2011, customers spent over $6 billion dollars from November 28 to December 2. How to Get the Best Cyber Monday...