The recent downturn in the economy woke up America when people found they were in great need of savings, but it wasn’t available. It also reminded some that while performing our responsibilities to plan for the future are important; the outcome is always in greater hands. Without an adequate “rainy day fund” or emergency savings, sudden [...]
Sunday, December 6, 2009
Saving is an important component of personal finance and reaching financial freedom. Saving must exist within the family budget in order for a family to prepare for the future. Certainly, most families have savers and spenders, but the right balance must be found between the two. Too much emphasis on saving can cause money to [...]
Tuesday, November 3, 2009
I’m always on the look out for good savings options for the emergency fund or general savings. The WTDirect high yield savings account looks to be one of these options with a high yield interest rate, accessible customer service, ease of set up and other features I’ve highlighted in this post. As a reminder, a high yield savings account is an [...]
Wednesday, October 7, 2009
I’ve recently become more interested in online savings banks versus the traditional brick and mortar banks. I’ve found they are great options to consider parking your emergency savings fund, or savings for future expenses. Why are online banks great options to consider? Online banks typically limit their business to online, phone and email. Since they don’t have [...]
Monday, August 3, 2009
Are you into Baby Step’n or Money Map’n? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. If you’re just joining, this is article #4 in a series called The Baby Step and Money Map Dance. I invite you to follow along with me as [...]
Thursday, April 30, 2009
1. Create a budget and stick with it. It’s critical you are able to plan a purpose for each dollar by having a budget, track expenses and know when to stop spending after you have met the total expenditures available in the spending category of your plan. Action Step: Start tracking your spending today. You can [...]
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The new credit card law went into effect today (2/22/10). There are some steps you can take to hold your bank to the new credit card laws if they don’t follow them.
Most people think about retirement planning requiring financial precision and focus. However, the non financial issues of retirement, as discussed, by Walter Updegrave at CNNMoney.com, are important too! I think this article echos the importance of understanding your purpose and building retirement work years around it.
Credit card companies are putting together new DIY cards as a result of new credit card laws. But, does the ability to pick and choose different features really benefit the customer? Make sure you read the fine print because there are trade-offs and the card companies are still in control.
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
Looking for high yield savings for your emergency fund or other short-term savings? Learn more by reading my Ally Bank High Yield Savings Review .
Having a plan for your money is important. It's good financial stewardship and it helps you stay on track towards your financial goals. Click here to read the post.
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Sunday, February 7, 2010
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