The recent downturn in the economy woke up America when people found they were in great need of savings, but it wasn’t available. It also reminded some that while performing our responsibilities to plan for the future are important; the outcome is always in greater hands. Without an adequate “rainy day fund” or emergency savings, [...]
Sunday, December 6, 2009
Saving is an important component of personal finance and reaching financial freedom. Saving must exist within the family budget in order for a family to prepare for the future. Certainly, most families have savers and spenders, but the right balance must be found between the two. Too much emphasis on saving can cause money to [...]
Tuesday, November 3, 2009
I’m always on the look out for good savings options for the emergency fund or general savings. The WTDirect high yield savings account looks to be one of these options with a high yield interest rate, accessible customer service, ease of set up and other features I’ve highlighted in this post. As a reminder, a high yield savings account is [...]
Wednesday, October 7, 2009
I’ve recently become more interested in online savings banks versus the traditional brick and mortar banks. I’ve found they are great options to consider parking your emergency savings fund, or savings for future expenses. Online banks Online banks typically limit their business to online, phone and email. Since they don’t have a physical location they [...]
Monday, August 3, 2009
Are you into Baby Step’n or Money Map’n? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. If you’re just joining, this is article #4 in a series called The Baby Step and Money Map Dance. I invite you to follow along with me [...]
Just as the rich rule the poor, so the borrower is servant to the lender. (Proverbs 22:7 TLB)
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Sunday, February 7, 2010
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