Saving is an important component of personal finance and reaching financial freedom. Saving must exist within the family budget in order for a family to prepare for the future. Certainly, most families have savers and spenders, but the right balance must be found between the two. Too much emphasis on saving can cause money to [...]
Saturday, August 1, 2009
Are you into Baby Step’n or Money Map’n? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. If you’re just joining, this is article #3 in a series called The Baby Step and Money Map Dance. I invite you to follow along with me as [...]
Thursday, July 30, 2009
Are you into Baby Step’n or Money Map’n? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. Both are widely used resources to help people shift from diluted efforts in achieving objectives to narrowing the focus on the most important goals based on one’s situation. Is [...]
Tuesday, July 21, 2009
When was the last time you were caught in a financial storm? Sometimes when we’re in the storm it may seem like there is no way out or few options in front of us. And sometimes we just want to run for cover and avoid the storm all together. We all have financial storms. The severity [...]
Tuesday, June 30, 2009
Do you have an emergency savings account? Top financial experts recommend saving $1000 in a savings or money market account to weather financial storms before you do anything else. If you encounter a financial storm, the $1000 may just help you avoid using a credit card to repair your car, fix or replace the washing machine [...]
Thursday, June 11, 2009
How do you know whether to lean more towards the lower side (3 months savings) versus the higher side (6 months savings) of the emergency savings fund? Dave Ramsey says this is a negotiation between husband and spouse. One person is typically the spender and one person is the saver. The person who is [...]
Monday, April 27, 2009
It’s amazing how much scripture the Bible contains related to money. God knew it would be a challenging area of our lives so he provided a lot of guidance. I’m convinced that our financial journey is more peaceful when following God’s plan. One Money Design content is guided by Biblical financial principles. Consider using these principles [...]
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The new credit card law went into effect today (2/22/10). There are some steps you can take to hold your bank to the new credit card laws if they don’t follow them.
Most people think about retirement planning requiring financial precision and focus. However, the non financial issues of retirement, as discussed, by Walter Updegrave at CNNMoney.com, are important too! I think this article echos the importance of understanding your purpose and building retirement work years around it.
Credit card companies are putting together new DIY cards as a result of new credit card laws. But, does the ability to pick and choose different features really benefit the customer? Make sure you read the fine print because there are trade-offs and the card companies are still in control.
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
Looking for high yield savings for your emergency fund or other short-term savings? Learn more by reading my Ally Bank High Yield Savings Review .
Having a plan for your money is important. It's good financial stewardship and it helps you stay on track towards your financial goals. Click here to read the post.
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Sunday, December 6, 2009
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