If you’ve ever bought life insurance you’ve been faced with the decision to either buy a permanent (cash value) or term policy. Sometimes the decision isn’t easy. Especially, if you’re not familiar with life insurance products. I started thinking about these two different types of life insurance policies again when I recently received a letter in the mail from [...]
If you’re a Dave Ramsey fan as well as an iPhone user you may want to check out the new free Dave Ramsey iPhone app – Ask Dave Ramsey. I was searching around on YouTube recently and discovered this cool video which gives an overview. I thought it was worth sharing as a lot of [...]
Money magazine’s recent article, Find a Mortgage Tailor-Made for You mentions a 15 year fixed-rate mortgage will help you build equity faster. Dave Ramsey is probably the person I most often hear encouraging people to get a 15 year mortgage versus the more common 3o year. Apparently, fixed-rate mortgages, in general, are becoming more popular. Nowadays, [...]
People have certainly changed their motivation of getting out debt and saving based on experiences from this past recession. Many Americans were cash poor and paid dearly because of it. This was evident after so many people were laid off and had no cash to cover expenses while they searched for new employment. Many unfortunate people [...]
One of the best ways to expand your knowledge about personal finance and apply practical ideas and tips to your situation is to read a good book on the subject. There are a number of top personal finance books I’ve come across and read in my desire to learn more on the subject. I’ve captured [...]
I recently wrote a series called the Baby Step and Money Map Dance which walked through the phases in each of these great financial plans for living debt free and experiencing financial freedom. Both plans provide great financial guidance. I’ve been doing some thinking lately about highlighting the best of both (and some of my own ideas) and [...]
As most people know, the Cash for Clunkers program wrapped up recently. Some view the program as a great success while others see it as a program that has put America deeper into the arms of debt. The press release from the Department of Transportation touts the success of a program that stayed within budget, took fuel [...]
Are you into Baby Step’n or Money Map’n? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. If you’re just joining, this is article #7, the round up article. It is the last in a series called The Baby Step and Money Map Dance. With [...]
Are you into Baby Step’n or Money Map’n? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. If you’re just joining, this is article #6 in a series called The Baby Step and Money Map Dance. I invite you to follow along with me [...]
Are you into Baby Step’n or Money Map’n? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. If you’re just joining, this is article #5 in a series called The Baby Step and Money Map Dance. I invite you to follow along with me [...]
Wednesday, July 21, 2010
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