Users of personal finance software know there are key features you can’t live without when it comes to automating the management of your personal finances. While the needs of everyone differ and finding the right product is important for your situation, Mvelopes Personal offers some features that put it in the top tier. They seem [...]
Sunday, December 13, 2009
If you haven’t learned by now I’m a big fan of the monthly spending plan or budget. They come in all shapes and sizes. Some have a lot of categories and some have just a few. Some are online and some are on paper. But whatever your preferance, you need a budget for two reasons. Reasons [...]
Saturday, November 28, 2009
It’s not uncommon to find both spouses working in todays society. For many this is a choice and for others it’s not a choice. In fact, as a Money Map Coach I’ve met couples who desire to live off of one household income, but can’t because their expenses or debt are too high. At the point my [...]
Sunday, November 15, 2009
I can’t tell you how many times the topic of Christmas has come up in family discussions the last few weeks. My wife has reminded me often it’s almost time to set up the Christmas tree (we traditionally do this right after Thanksgiving)! I can’t believe the Christmas season is upon us! I’m so excited, [...]
Wednesday, October 21, 2009
Earlier this year I posted about the bucket budget I read about it in Money magazine. Essentially, the bucket budget is for all those people who don’t like to budget. It’s an easier and more simplistic style to budgeting that can help with overspending and saving. Recap of the Bucket Budget To recap, you set up three [...]
Tuesday, September 1, 2009
Estimating your budget is no easy task. The budget, after all, is your monthly spending plan or what I like to sometimes consider a monthly project plan to staying on track towards your goals. The cone of uncertainty and your personal spending plan As a project manager, I know that when you start a new project there [...]
Tuesday, August 18, 2009
Doesn’t it feel great when things are going well financially? Maybe the expenses are being met without much difficulty, you finally have your finances organized and are living on a plan. Goals are starting to get achieved. Unexpected expense BAM! What was that? Yep, it’s that dreadful unexpected, unplanned expense that interrupts your financial peace. I’m not [...]
Monday, July 13, 2009
Are you sweating over your finances this summer? If you’re like our family, you’re busy with a lot of recreational activity. Trips to see family and fun in the sun contribute to a full schedule. With all of this activity, its easy to get off -track in managing your money wisely, so make a commitment [...]
Monday, June 15, 2009
Taking the first step to organize your finances and create a budget can present some challenges. How do you estimate the budget amount for each spending category? Some categories are easy to determine with a little bit of work and organizing. For example, you can add up all of your electric bills for the last year [...]
Saturday, June 13, 2009
A couple recently called into the Dave Ramsey show with an inspirational story! They paid off $50K in 22 months to become debt free. What’s the secret? They created a written budget and put their dollars on paper. If they needed to spend more in an area, they realized they had to pull money from another [...]
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The new credit card law went into effect today (2/22/10). There are some steps you can take to hold your bank to the new credit card laws if they don’t follow them.
Most people think about retirement planning requiring financial precision and focus. However, the non financial issues of retirement, as discussed, by Walter Updegrave at CNNMoney.com, are important too! I think this article echos the importance of understanding your purpose and building retirement work years around it.
Credit card companies are putting together new DIY cards as a result of new credit card laws. But, does the ability to pick and choose different features really benefit the customer? Make sure you read the fine print because there are trade-offs and the card companies are still in control.
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
Looking for high yield savings for your emergency fund or other short-term savings? Learn more by reading my Ally Bank High Yield Savings Review .
Having a plan for your money is important. It's good financial stewardship and it helps you stay on track towards your financial goals. Click here to read the post.
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Thursday, March 4, 2010
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