Many of you may know I’m a big fan of The Grocery Game. I love it because it helps control one of the biggest budget busters: the food category! We’ve wrestled with this budget category many times and seen it fluctuate up and down depending on the month. The Grocery Game has helped us see [...]
Thursday, February 11, 2010
Impulse buying is typically buying something that isn’t within budget or a part of a monthly spending plan. It’s a purchase that isn’t necessary. It’s a product or service that taps into the customer’s emotions. Personally, I feel strongly against impulse buying because it’s one of the largest causes of consumer debt each year.
There are [...]
Thursday, February 4, 2010
The day to express your love and appreciation for your loved one is upon us. With many couples being short on cash this year it would be easy to dismiss celebrating this day. Often times Valentines is viewed as an expensive night out on the town. If you include gifts the price of the special [...]
Thursday, December 31, 2009
One of the best ways I know to spend wisely is to learn about and take advantage of new innovative ideas. The internet is growing with an enormous amount of exciting tools to help us connect, share ideas, and leverage services that provide value to our everyday life.
The Grocery Game
For example, The Grocery Game is [...]
Thursday, November 26, 2009
I’d like to wish you a Happy Thanksgiving today! I hope you’re having a blessed day with your family and/or friends and not eating too much.
There are many things I’m thankful for this Thanksgiving. I could generate a fairly large list, but there are a few things that float to the top I thought [...]
Sunday, November 22, 2009
Do you feel like you have a responsibility, based on good financial stewardship, to boycott the purchase of products provided by companies with questionable or immoral practices? There are obvious products one might choose to avoid, but should your mutual fund include stocks of companies with immoral values?
A recent Crown Financial Ministries Biblical Devotional points out [...]
Sunday, November 15, 2009
I can’t tell you how many times the topic of Christmas has come up in family discussions the last few weeks. My wife has reminded me often it’s almost time to set up the Christmas tree (we traditionally do this right after Thanksgiving)! I can’t believe the Christmas season is upon us! I’m so excited, [...]
Tuesday, October 13, 2009
Are you planning on purchasing some of the new Starbucks instant coffee with your “blow money” budget this month? I call the spending money allowance we use each month “blow money” because we use it to buy some of the little pleasures in life.
I tend to allow myself a little bit of money each month to [...]
Monday, October 5, 2009
There are a lot of opinions on whether to use credit, debit, cash or a combination of the three as payment options. Many insist on cash or debit cards only. While others don’t see any issues with including credit cards as another payment option if paid off at the end of each month.
Personally, I think [...]
Monday, September 14, 2009
I’ve been reading a lot on impulse buying lately and heard about it again in church yesterday. This is a challenging area for me and I know for many so I thought I would share my thoughts around it.
Unless I’m missing something, I think there are two reasons why we visit stores. We either go [...]
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The new credit card law went into effect today (2/22/10). There are some steps you can take to hold your bank to the new credit card laws if they don’t follow them.
Most people think about retirement planning requiring financial precision and focus. However, the non financial issues of retirement, as discussed, by Walter Updegrave at CNNMoney.com, are important too! I think this article echos the importance of understanding your purpose and building retirement work years around it.
Credit card companies are putting together new DIY cards as a result of new credit card laws. But, does the ability to pick and choose different features really benefit the customer? Make sure you read the fine print because there are trade-offs and the card companies are still in control.
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
Looking for high yield savings for your emergency fund or other short-term savings? Learn more by reading my Ally Bank High Yield Savings Review .
Having a plan for your money is important. It's good financial stewardship and it helps you stay on track towards your financial goals. Click here to read the post.
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Monday, February 22, 2010
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