I’m currently writing a series called “What the Bible Says about Money.” The last post was about financial stewardship. The Bible tells us that God is the owner of everything and we are responsible for managing wisely what has been entrusted to our care which includes money. It’s a big responsibility we’ve been given, but [...]
Sunday, December 20, 2009
For someone who has multiple debts with high interest rates, consolidating into one loan with a single payment at a lower rate may seem like a great deal. Advantages can include saving on interest, having one payment versus several and getting out of debt sooner.
But is loan consolidation really a good idea?
On the surface I think [...]
Monday, December 14, 2009
Although I’ve made improvements over the past few years, I haven’t always been considered much of a patient person. I’ve always tried to work hard and am usually overly anxious for results. But you may agree in most things success doesn’t come over night and solving big problems doesn’t occur instantaneously.
I think the same can [...]
Tuesday, December 1, 2009
Every good money manager or financial steward needs a handy list of FREE calculators to use when planning, especially, when it comes to understanding the cost of debt, or creating a plan to eliminate it.
I’ve been thinking about writing a post for a while that includes a good sample of some of the better credit [...]
Thursday, October 15, 2009
Although I’ve never loaned a significant amount of money with interest to a family member I could see where this might present some challenges. Especially if money or a loan agreement comes between the relationship.
I’ve always had a rule that I don’t perform financial coaching or deal too closely with personal money issues with anyone I sit across [...]
Sunday, August 30, 2009
Life is full of choices in which we are free to make. Sure, there are obstacles, but if we choose to work hard enough at something we can accomplish almost anything. Those were words I heard spoken to me as a child and I still believe them today. If you’re motivated and have enough passion [...]
Saturday, August 8, 2009
Sadly, consumer bankruptcies are at the highest level since October of 2005 according to Consumer bankruptcies jump 34%.
Total filings reached 126,434 in July, a 34.3% increase from the same period a year ago and an 8.7% increase over June, according to a report released Tuesday from the the American Bankruptcy Institute.
The number of filings was [...]
Tuesday, July 28, 2009
It’s no secret many people have found themselves over extended and are feeling the painful impacts during this recession today. An often discussed alternative to financial struggles is filing bankruptcy. I hear people pondering this approach quite often in financial counseling.
I’ll disclaim now that I’m not a legal expert or lawyer, so I don’t plan to [...]
Monday, July 27, 2009
So many people want to get out of debt, but find it hard to get their debt organized in such a way it can be managed. In other words, they really aren’t sure the impacts of paying an additional amount on their debt each month. Or, they really have no idea when they would be [...]
Friday, July 24, 2009
I’ve posted a lot about debt this week (The Debt Cycle, Credit Card Reform – Creditors Fight Back & 3 Debt Quotes) and so I decided to keep the ball rolling today with mentioning a post from a fellow blogger, Matt Jabs at Debt Free Adventure. His blog is a journal of one man’s chronicles to [...]
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The new credit card law went into effect today (2/22/10). There are some steps you can take to hold your bank to the new credit card laws if they don’t follow them.
Most people think about retirement planning requiring financial precision and focus. However, the non financial issues of retirement, as discussed, by Walter Updegrave at CNNMoney.com, are important too! I think this article echos the importance of understanding your purpose and building retirement work years around it.
Credit card companies are putting together new DIY cards as a result of new credit card laws. But, does the ability to pick and choose different features really benefit the customer? Make sure you read the fine print because there are trade-offs and the card companies are still in control.
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
Looking for high yield savings for your emergency fund or other short-term savings? Learn more by reading my Ally Bank High Yield Savings Review .
Having a plan for your money is important. It's good financial stewardship and it helps you stay on track towards your financial goals. Click here to read the post.
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Sunday, January 17, 2010
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