Every good money manager or financial steward needs a handy list of FREE calculators to use when planning, especially, when it comes to understanding the cost of debt, or creating a plan to eliminate it.
I’ve been thinking about writing a post for a while that includes a good sample of some of the better credit [...]
Thursday, October 29, 2009
How many times have I checked my credit score in the last 5 years? The answer is zero. Yep, that’s right. Good or bad, it just isn’t that important to me. Dave Ramsey often jokes about how he doesn’t have a credit score; he says his score is zero. He doesn’t borrow money and doesn’t use [...]
Monday, October 5, 2009
There are a lot of opinions on whether to use credit, debit, cash or a combination of the three as payment options. Many insist on cash or debit cards only. While others don’t see any issues with including credit cards as another payment option if paid off at the end of each month.
Personally, I think [...]
Monday, September 28, 2009
Our family never carries cash. Nope, it’s rare for my wife and I to carry any cash unless we know we specifically we have to have it for such expenditures as toll highways. Cash is always a second thought. Many times its required us to leave an activity or event, after finding out we needed cash, to find a nearby [...]
Thursday, August 6, 2009
We’ve all received credit card balance transfer offers in the mail. I just received one the other day and it’s not unusual to see a new one arrive each week.
I used to be on a mailing opt out list, but I guess I need to check into renewing it.
Anyway, isn’t it interesting how these offers are presented? We get [...]
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The new credit card law went into effect today (2/22/10). There are some steps you can take to hold your bank to the new credit card laws if they don’t follow them.
Most people think about retirement planning requiring financial precision and focus. However, the non financial issues of retirement, as discussed, by Walter Updegrave at CNNMoney.com, are important too! I think this article echos the importance of understanding your purpose and building retirement work years around it.
Credit card companies are putting together new DIY cards as a result of new credit card laws. But, does the ability to pick and choose different features really benefit the customer? Make sure you read the fine print because there are trade-offs and the card companies are still in control.
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
Looking for high yield savings for your emergency fund or other short-term savings? Learn more by reading my Ally Bank High Yield Savings Review .
Having a plan for your money is important. It's good financial stewardship and it helps you stay on track towards your financial goals. Click here to read the post.
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Tuesday, December 1, 2009
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