If you’ve ever bought life insurance you’ve been faced with the decision to either buy a permanent (cash value) or term policy. Sometimes the decision isn’t easy. Especially, if you’re not familiar with life insurance products. I started thinking about these two different types of life insurance policies again when I recently received a letter in the mail from [...]
An important financial responsiblity after college is to make sure you have appropriate insurance. So, what is insurance anyway? Wikipedia defines it as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. So, there is the good and the bad. It’s good in that you can transfer financial [...]
A few years ago, I met with a financial advisor and she informed me that there were 3 pillars of financial stability. With each of these pillars in place, you build your finances with a structured approach. The idea is that if any one of the pillars were knocked out, the structure would not stumble [...]
Over the course of the last year I’ve identified two medical billing mistakes that would have cost our family over $1000. One of the mistakes was a $1000 administrative error and the other mistake was an incorrect coding of a medical procedure resulting in an over charge of approximately $200. Fortunately, I was able to [...]
Wednesday, July 21, 2010
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