Users of personal finance software know there are key features you can’t live without when it comes to automating the management of your personal finances. While the needs of everyone differ and finding the right product is important for your situation, Mvelopes Personal offers some features that put it in the top tier. They seem [...]
Tuesday, February 23, 2010
Looking back, I know my wife and I made some pretty good decisions before we tied the knot, but there were probably a few things we could have done better. With money being one of the top causes for divorce today (and a whole lot of arguments), I think it makes sense to get marriage [...]
Thursday, February 11, 2010
Impulse buying is typically buying something that isn’t within budget or a part of a monthly spending plan. It’s a purchase that isn’t necessary. It’s a product or service that taps into the customer’s emotions. Personally, I feel strongly against impulse buying because it’s one of the largest causes of consumer debt each year.
There are [...]
Thursday, January 21, 2010
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
The Crown Cash Organizer envelope budgeting system helps you simplify the management of your money. You no longer need separate paper envelopes to carry all your cash. The cash organizer contains 12 envelopes for each budget category in a small expandable file, a ledger for recording transactions, a handy pamphlet for managing your money according [...]
Sunday, December 13, 2009
Having a plan for your money is important. It's good financial stewardship and it helps you stay on track towards your financial goals. Click here to read the post.
If you haven’t learned by now I’m a big fan of the monthly spending plan or budget. They come in all shapes and sizes. Some have a lot of categories and some have just a few. Some are online and some are on paper. But whatever your preferance, you need a budget for two reasons.
Reasons [...]
Sunday, November 15, 2009
I can’t tell you how many times the topic of Christmas has come up in family discussions the last few weeks. My wife has reminded me often it’s almost time to set up the Christmas tree (we traditionally do this right after Thanksgiving)! I can’t believe the Christmas season is upon us! I’m so excited, [...]
Wednesday, October 21, 2009
Earlier this year I posted about the bucket budget I read about it in Money magazine. Essentially, the bucket budget is for all those people who don’t like to budget. It’s an easier and more simplistic style to budgeting that can help with overspending and saving.
Recap of the Bucket Budget
To recap, you set up three [...]
Friday, October 16, 2009
I had the opportunity to guest post at Bible Money Matters this week with What You Need to Know About Cash Flow Management. I think there are two things you just simply need to do to manage money wisely. You have to have a plan for your money and you have to manage the cash flow! Putting [...]
Tuesday, October 13, 2009
Are you planning on purchasing some of the new Starbucks instant coffee with your “blow money” budget this month? I call the spending money allowance we use each month “blow money” because we use it to buy some of the little pleasures in life.
I tend to allow myself a little bit of money each month to [...]
Tuesday, September 1, 2009
Estimating your budget is no easy task. The budget, after all, is your monthly spending plan or what I like to sometimes consider a monthly project plan to staying on track towards your goals.
The cone of uncertainty and your personal spending plan
As a project manager, I know that when you start a new project there [...]
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The new credit card law went into effect today (2/22/10). There are some steps you can take to hold your bank to the new credit card laws if they don’t follow them.
Most people think about retirement planning requiring financial precision and focus. However, the non financial issues of retirement, as discussed, by Walter Updegrave at CNNMoney.com, are important too! I think this article echos the importance of understanding your purpose and building retirement work years around it.
Credit card companies are putting together new DIY cards as a result of new credit card laws. But, does the ability to pick and choose different features really benefit the customer? Make sure you read the fine print because there are trade-offs and the card companies are still in control.
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
Looking for high yield savings for your emergency fund or other short-term savings? Learn more by reading my Ally Bank High Yield Savings Review .
Having a plan for your money is important. It's good financial stewardship and it helps you stay on track towards your financial goals. Click here to read the post.
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Thursday, March 4, 2010
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