Normally you don’t think of those two words in the same sentence – organic and budget, but it can be done. Living on a budget doesn’t mean I cannot make healthy life choices. It just dictates my method of making those choices. Only buy what you need. If you buy more than you can use, [...]
Friday, August 27, 2010
![How To Survive (and perhaps thrive) On A Teacher’s Salary [Giveaway & Roundup]](http://onemoneydesign.com/blog/wp-content/themes/flashnews/flashnews/thumb.php?src=http://onemoneydesign.com/blog/wp-content/uploads/Book.jpg&h=75&w=75&zc=1&q=90)
It’s been an exciting time around our house this week. My daughter started Kindergarten which is one of those life events I don’t think I’ll ever forget as a parent. In fact, you typically don’t forget it as a child either. I think most people remember their Kindergarten teacher no matter how old they are today. Elementary [...]
Thursday, August 26, 2010
There’s recently been a lot of positive buzz about earning cash-back rewards with PerkStreet Financial, so I thought I’d look into their program and see how it works. You most commonly hear of credit card reward programs, but I’ve found PerkStreet to be different. They offer rewards based on debit card usage. Why is that [...]
Monday, August 23, 2010
Looking to get away? We all need a vacation every once and a while. When and where you want to go will not only determine the cost of your vacation, but the method you save. Your vacation savings can be time driven or location driven. For example, if you want to spend some time on [...]
Thursday, August 19, 2010
In case you don’t know, Starbucks recently stopped charging for in-store internet access. I took advantage of their free internet the other day when my internet was off-line because of a problem with our internet services provider. To be honest, it was nice to get out of the house, drive a few miles down the [...]
Wednesday, August 18, 2010
It appears one of the latest solutions to high textbook costs for the poor college student is renting them. Looking back on my college days I remember paying hundreds of dollars for text books. I always bought used when I could, but not every text was available as used book, so many times I had [...]
Tuesday, August 17, 2010
This is a post from Lakita Humber who is a staff writer for One Money Design. Seems like an oxymoron, but it is possible to plan a wedding without breaking the bank. Depending on who you ask, the average wedding costs between $20,000 – $30,000! That’s staggering to me, but as I am in the [...]
Monday, August 16, 2010
There are a number of problems in working with companies that provide for-profit debt related services. I discuss some of them in a recent article [Should You Work with a Debt Settlement Company?]. After writing the article, I felt it was also important to update readers on a new important FTC rule impacting for-profit companies [...]
Thursday, August 12, 2010
It’s that time of year again when parents are getting their kids ready to go back-to-school. In the past few years we’ve joined the back-to-school spending season when our daughter started attending pre-school and now she is getting ready for kindergarten. Obviously, when school starts there is a need for clothing and school supplies. Back [...]
Wednesday, August 11, 2010
A while back I had an interesting conversation with a neighbor about all the unnecessary spending and expenses people tend to have today. Many weren’t around years ago. It’s the type of convenience spending such as the exterminator service. Everyone is doing it, you sign up and then 6 months later you’re asking yourself why you’re [...]
Just as the rich rule the poor, so the borrower is servant to the lender. (Proverbs 22:7 TLB)
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Tuesday, August 31, 2010
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