Our family takes a lot of road trips throughout the year. We’re on the road for at least a 3 hour trip every few months since both sets of grandparents live out of town. You can probably imagine this can add up in gasoline costs and can make travel unaffordable when the price per gallon [...]
Friday, July 16, 2010
I’m sure I’m not the first to mention cell phone bills are getting more and more expensive. I’m a proud user of an iPhone and I’ll be the first to admit it isn’t cheap. But, I do love it. It provides me all sorts of benefits and efficiencies when it comes to blogging and staying up on [...]
Monday, June 21, 2010
Budget tracking software is nothing more than a tool to help you manage your budget and monthly spending. As a Money Map Coach I always encourage people to create their first budget with pencil and paper. This is because the budget is going to change quite a bit until you get it where it needs to be for [...]
Thursday, March 18, 2010
Many people will file their personal income taxes this year and unfortunately, find out they owe the IRS. Some may even know well in advance they’re going to owe. So, what do you do if you owe the IRS money? Certainly, don’t panic. The important thing to do is to stay level headed. There are plenty [...]
Tuesday, February 23, 2010
Looking back, I know my wife and I made some pretty good decisions before we tied the knot, but there were probably a few things we could have done better. With money being one of the top causes for divorce today (and a whole lot of arguments), I think it makes sense to get marriage [...]
Thursday, February 18, 2010
Perhaps you were convinced in my post earlier this week to adjust your tax withholding so that you can receive more money each month and avoid an income tax refund. Or, maybe you’ve been thinking about adjusting your withholding in the past few years and you’re not sure how, or just haven’t gotten around to [...]
Thursday, February 11, 2010
Impulse buying is typically buying something that isn’t within budget or a part of a monthly spending plan. It’s a purchase that isn’t necessary. It’s a product or service that taps into the customer’s emotions. Personally, I feel strongly against impulse buying because it’s one of the largest causes of consumer debt each year. There [...]
Monday, January 11, 2010
Are you ready to finally put your personal finances in order and save some money in 2010? Or, perhaps you need to streamline some weak areas? In this post I provide you 10 money tips that anyone can easily act upon. You just need to get started. If you’re ready to make a difference on your financial [...]
Thursday, November 19, 2009
Do you ever feel like you’re in financial darkness? In other words, do you sometimes feel a bit lost when it comes to knowing what you’re going to accomplish with your personal finances over the next few years? Perhaps you need a flashlight or a guide to find your path. Without a plan, or some [...]
Thursday, July 30, 2009
Are you into Baby Step’n or Money Map’n? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. Both are widely used resources to help people shift from diluted efforts in achieving objectives to narrowing the focus on the most important goals based on one’s [...]
Just as the rich rule the poor, so the borrower is servant to the lender. (Proverbs 22:7 TLB)
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Tuesday, July 20, 2010
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