I recently learned about a free tool called GoalHappy you may be interested in using to help you achieve your personal finance goals.  The tool allows you to break up larger goals into smaller measureable goals and achieve them daily, weekly or monthly.  You can also share these goals with your friends to help hold you accountable.  Having trouble with impulse spending at the coffee shop?  Well, just share that goal with your friends on Facebook.  You don’t want to report back to them you didn’t achieve your goal this week do you?

Here are some of the features of GoalHappy that stood out to me and that you may also be interested in:

• Break up goals.  As I mentioned you can break them up into more specific and measureable goals by day, week or month. 
• Share your goals and send updates to your friends via Facebook
• Access your goals from your mobile device such as an iphone
• It’s free and helps you achieve your personal finance goals

How to use GoalHappy for your personal finance goals

Excited about the possiblities of this new tool, I started brainstorming how people might use it to make some progress on their personal finance goals.  Here is a list of 10 ideas for you to consider.

1. Identify your current goal on the Crown Money Map or Baby Steps.  Let’s say it’s save $1000 for an emergency fund.  Well, break that down into daily, weekly or a monthly goal.  Perhaps your monthly goal is to save $100 towards your larger goal.  Now you can create that goal, share it and track it. 
2. Create a daily goal to track your spending
3. Create a weekly goal to talk about your finances with your spouse
4. Create a daily goal not to spend more than X amount
5. Create a daily goal not to use a credit card for purchases
6. Create a monthly goal to pay X amount towards debt reduction
7. Set up a monthly goal to read 5 personal finance articles
8. Set up a daily goal to read X minutes from your current personal finance book
9. Set up a daily goal to spend 15 minutes learning more about what the Bible has to say about money
10. Set up a weekly goal to review your spending habits in your personal budget tracking software

Of course, these are just ideas.  You have to come up with the goals that make the most sense for your situation.  Try out GoalHappy and let me know what you think about the tool.   It took me just a few seconds to sign up and start using it myself.  Overall, it’s user friendly and intuitive.

What are some other ideas for goals or how you could leverage this tool to achieve your personal finance goals?

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