Cash Organizer Envelope Budgeting System Review
Thu, Jan 21, 2010
The Cash Organizer simplifies budgeting and helps you stay in control of your cash spending.
The Crown Cash Organizer envelope budgeting system helps you simplify the management of your money. You no longer need separate paper envelopes to carry all your cash. The cash organizer contains 12 envelopes for each budget category in a small expandable file, a ledger for recording transactions, a handy pamphlet for managing your money according to Biblical principles and 12 pre-printed category stickers for placing on the envelopes.
Learn more about the Crown Cash Organizer.
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Tags: Cash Organizer, Envelope Budgeting
Thanks again for the review!
Lee @ Crown
Your welcome Lee. Happy to review helpful tools for people.
Thanks for posting this. Very helpful
This is the same as the Dave Ramsey’s Envelope System that I used back in 1997 when my wife and I got married. Dave’s is black pouch with cream colored envelopes that you write on for your spending. This is a great way to save money and it helps. My wife and I got away from the system after a couple of years when we had kids, but now are starting it again. Thanks for the post it was very good.
Kevin, I know how it is with having kids and getting out of routine. Life gets busy and it’s not easy.
Thanks for sharing!
I have been trying to do the envelope system. I’m getting frustrated that I don’t have enough to fill all my envelopes. Here are just a few. Home Repair, Car Repair, Property Tax, Household, Meals Out, just to name a few. There is no way I can get a good home repair amount built up by putting $10 in each payday. I was thinking of putting the amount I have left over after paying my main bills in one envelope until there is a good amount in case of an emergency, than start on the next one. What do you think? I had also thought let’s say I have $100 left over. I have it figured out how much I need for property tax, so I might have to put $20 in there and only $10 in household. But I thought I would put what ever I could in the first envelopes it will go in. Leave the others alone. Then come next payday, the money that goes in the envelopes, I will start with the envelopes that didn’t get anything. Does that make scense? I have my budget organized on paper, I just need to do it! Thanks. Christine cduval@tucsonairport.org
Christine, my advice would be to start out with the basic and most commonly used envelopes. For example – spending money, food, entertainment, etc. I don’t like to use the envelope system for regularly recurring bills such as a car or house payment. I’d rather pay these electronically. I also like maintaining a seperate account for emergency savings which money is transferred to each time I receive a paycheck. If you don’t have an emergency fund I would definitely try to save up $1000 as soon as you can. Try saving 5-10% of your income towards this goal if possible. I also like to have a freedom envelope which is electronic savings. This envelope includes savings for such things as Christmas, my child’s birthday party, etc. These things only occur once a year, but I need to save for them. The best way to plan for them is to list them with their estimated cost. Then divide by 12 and save that amount each month. Again, I don’t keep this savings in cash. I typically keep it in a seperate savings account. Mvelopes Personal handles much of this very well. You might check it out. Email me if you want me to send you an affiliate link. Hope this helps!