Comments on: The Baby Step and Money Map Dance http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/ Helping people find true financial freedom. Sun, 14 Mar 2010 14:33:48 +0000 http://wordpress.org/?v=abc hourly 1 By: Financial Bondage http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-2240 Financial Bondage Fri, 15 Jan 2010 12:41:25 +0000 http://onemoneydesign.com/blog/?p=1597#comment-2240 one big difference between Crown and Dave Ramsey.. . Crown says it's okay to use credit cards if you don't carry a monthly balance. You use them for budgeted items and pay them off in full each month, not paying interest. Dave Ramsey says to NOT use credit cards at all. Period. Dave says "If you play with snakes you will get bitten". All the credit card gimmicks like airline miles, free hat, brownie points back, cash back, etc... it's all a gimmick to get us using credit cards. Have you ever wondered why they work so hard to get us involved with credit cards? The answer is: They win, and we (the consumer) lose. The typical behavior of "most" People is that they wont pay the balance off every month, and most people overspend when using credit. And most people don't save money, and they use credit cards as an emergency fund. Credit cards invite bad money management habits. I know because I've done it. .-= Financial Bondage´s last blog ..<a href="http://financialbondage.yolasite.com/blog/career-fairs-good-idea-or-bad-" rel="nofollow">Career fairs good idea or bad?</a> =-. one big difference between Crown and Dave Ramsey.. .

Crown says it’s okay to use credit cards if you don’t carry a monthly balance. You use them for budgeted items and pay them off in full each month, not paying interest.

Dave Ramsey says to NOT use credit cards at all. Period. Dave says “If you play with snakes you will get bitten”.

All the credit card gimmicks like airline miles, free hat, brownie points back, cash back, etc… it’s all a gimmick to get us using credit cards.

Have you ever wondered why they work so hard to get us involved with credit cards? The answer is: They win, and we (the consumer) lose. The typical behavior of “most” People is that they wont pay the balance off every month, and most people overspend when using credit.

And most people don’t save money, and they use credit cards as an emergency fund.

Credit cards invite bad money management habits. I know because I’ve done it.
Financial Bondage´s last blog ..Career fairs good idea or bad?

]]> By: Jason http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-1995 Jason Wed, 06 Jan 2010 00:27:35 +0000 http://onemoneydesign.com/blog/?p=1597#comment-1995 Thanks for sharing Mrs K! That's good to know for readers and probably a great reason to purchase this book for those who want to follow the Baby Steps, or just get some excellent financial advice from Dave Ramsey. Thanks for sharing Mrs K! That’s good to know for readers and probably a great reason to purchase this book for those who want to follow the Baby Steps, or just get some excellent financial advice from Dave Ramsey.

]]> By: Mrs K http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-1994 Mrs K Tue, 05 Jan 2010 23:18:57 +0000 http://onemoneydesign.com/blog/?p=1597#comment-1994 After reading the Total money makeover. Before the step 1, there is a very intricate and specific budget form to fill out and follow. and ENVELOPS to put cash in. After reading the Total money makeover. Before the step 1, there is a very intricate and specific budget form to fill out and follow. and ENVELOPS to put cash in.

]]> By: -> Set Your Course For Next Year Now! Setting Values Oriented Goals | Bible Money Matters http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-1119 -> Set Your Course For Next Year Now! Setting Values Oriented Goals | Bible Money Matters Wed, 25 Nov 2009 14:08:10 +0000 http://onemoneydesign.com/blog/?p=1597#comment-1119 [...] at the Crown Money Map or Dave Ramsey’s Baby Steps (whatever your preference) and identify where you are on your personal finance journey.  For [...] [...] at the Crown Money Map or Dave Ramsey’s Baby Steps (whatever your preference) and identify where you are on your personal finance journey.  For [...]

]]> By: » The Money Map by Crown Financial Ministries | PT Money http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-608 » The Money Map by Crown Financial Ministries | PT Money Tue, 20 Oct 2009 12:17:45 +0000 http://onemoneydesign.com/blog/?p=1597#comment-608 [...] For more information, I recently wrote a series of posts comparing both the Baby Steps and Money Map. [...] [...] For more information, I recently wrote a series of posts comparing both the Baby Steps and Money Map. [...]

]]> By: Values and Personal Finance: Letting Values Determine Goals | One Money Design http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-431 Values and Personal Finance: Letting Values Determine Goals | One Money Design Wed, 30 Sep 2009 21:34:38 +0000 http://onemoneydesign.com/blog/?p=1597#comment-431 [...] Crown Money Map points us in the direction of value based planning.  On the back of the Money Map you’ll find questions that ask your life purpose in areas such as faith, family, friends, [...] [...] Crown Money Map points us in the direction of value based planning.  On the back of the Money Map you’ll find questions that ask your life purpose in areas such as faith, family, friends, [...]

]]> By: The Baby Step and Money Map Dance - Post #2 | One Money Design http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-113 The Baby Step and Money Map Dance - Post #2 | One Money Design Mon, 03 Aug 2009 03:57:11 +0000 http://onemoneydesign.com/blog/?p=1597#comment-113 [...] you’re just joining, this is article #2 in a series called The Baby Step and Money Map Dance.  I invite you to follow along with me as I walk you through both approaches, discuss my [...] [...] you’re just joining, this is article #2 in a series called The Baby Step and Money Map Dance.  I invite you to follow along with me as I walk you through both approaches, discuss my [...]

]]> By: The Baby Step and Money Map Dance - Post #3 | One Money Design http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-106 The Baby Step and Money Map Dance - Post #3 | One Money Design Sat, 01 Aug 2009 18:53:47 +0000 http://onemoneydesign.com/blog/?p=1597#comment-106 [...] you’re just joining, this is article #3 in a series called The Baby Step and Money Map Dance. I invite you to follow along with me as I walk you through both approaches, discuss my [...] [...] you’re just joining, this is article #3 in a series called The Baby Step and Money Map Dance. I invite you to follow along with me as I walk you through both approaches, discuss my [...]

]]> By: Guest Post at Christian PF | One Money Design http://onemoneydesign.com/blog/2009/07/30/the-baby-step-and-money-map-dance/comment-page-1/#comment-103 Guest Post at Christian PF | One Money Design Fri, 31 Jul 2009 18:36:10 +0000 http://onemoneydesign.com/blog/?p=1597#comment-103 [...] Money Map and Baby Step Comparison - see the new series here. [...] [...] Money Map and Baby Step Comparison – see the new series here. [...]

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